:root{--blue:#1769e0;--blue-dark:#0b49a5;--yellow:#ffca28;--ink:#202124;--muted:#5f6368;--line:#e8eaed;--surface:#f8f9fa;--success:#137333;--radius:22px;--shadow:0 2px 10px rgba(60,64,67,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.7 Arial,Helvetica,sans-serif}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.skip-link{position:absolute;left:-9999px;top:8px;z-index:100;background:#fff;padding:10px 14px;border-radius:8px}.skip-link:focus{left:8px}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.header-inner{max-width:1180px;margin:auto;min-height:76px;padding:10px 20px;display:flex;align-items:center;gap:18px}.brand{display:flex;align-items:center;min-width:max-content}.brand img{display:block;width:180px;height:48px;object-fit:contain}.search-pill{flex:1;max-width:620px;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:28px;padding:10px 18px;color:var(--muted)}.search-pill svg{width:20px;height:20px;flex:none}.nav-toggle{display:none;border:0;background:var(--surface);border-radius:50%;width:44px;height:44px;font-size:24px;cursor:pointer}.top-actions{display:flex;align-items:center;gap:10px;margin-left:auto}.button,.button-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:9px 18px;border-radius:24px;font-weight:700}.button{background:var(--blue);color:#fff}.button:hover{background:var(--blue-dark);text-decoration:none}.button-secondary{border:1px solid var(--line);color:var(--ink);background:#fff}.button-secondary:hover{background:var(--surface);text-decoration:none}.desktop-nav{border-top:1px solid #f2f3f4}.desktop-nav ul{max-width:1180px;margin:0 auto;padding:9px 20px;list-style:none;display:flex;gap:24px;overflow-x:auto;white-space:nowrap}.desktop-nav a{color:var(--ink);font-size:14px;font-weight:700}.mobile-nav{display:none;padding:8px 20px 18px;border-top:1px solid var(--line)}.mobile-nav.open{display:block}.mobile-nav ul{list-style:none;margin:0;padding:0}.mobile-nav a{display:block;padding:10px 0;color:var(--ink);font-weight:700}.container{width:min(1120px,calc(100% - 40px));margin:auto}.hero{padding:42px 0 26px;background:radial-gradient(circle at 15% 20%,#fff5d6 0,transparent 36%),linear-gradient(180deg,#fff,#f8fbff)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:center;gap:48px}.eyebrow{margin:0 0 10px;color:var(--blue);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:13px}.hero h1{margin:0;font-size:clamp(2rem,4.4vw,3.75rem);line-height:1.12;letter-spacing:-.035em}.lead{font-size:1.13rem;color:var(--muted);max-width:720px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}.trust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.trust-row span,.chip{display:inline-flex;align-items:center;min-height:38px;padding:7px 14px;border-radius:20px;background:#fff;border:1px solid var(--line);font-size:14px;font-weight:700}.hero-media{display:flex;justify-content:center}.hero-media img{display:block;width:512px;height:512px;object-fit:cover;border-radius:34px;background:var(--surface);box-shadow:0 18px 50px rgba(23,105,224,.16)}.category-section{padding:28px 0}.category-scroller{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.category-card{min-height:112px;border-radius:22px;background:var(--surface);padding:18px 12px;text-align:center;color:var(--ink);font-weight:700;border:1px solid transparent}.category-card:hover{border-color:#d2e3fc;text-decoration:none;background:#f1f6ff}.category-icon{display:grid;place-items:center;width:46px;height:46px;margin:0 auto 8px;border-radius:50%;background:#fff;color:var(--blue);font-size:23px}.section{padding:46px 0}.section.alt{background:var(--surface)}.section-head{max-width:760px;margin-bottom:24px}.section h2{margin:0 0 10px;font-size:clamp(1.65rem,3vw,2.35rem);line-height:1.25}.section h3{margin:32px 0 8px;font-size:1.3rem;line-height:1.35}.section p{margin:0 0 18px}.article{width:min(850px,calc(100% - 40px));margin:0 auto}.article h2{margin-top:38px;margin-bottom:14px}.article>h2:first-child,.article>.eyebrow+h2{margin-top:0}.article>p:first-of-type{font-size:1.08rem}.article ul,.article ol{padding-left:22px}.article li{margin-bottom:8px}.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.info-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px}.alt .info-card{background:#fff}.info-card h3{margin:0 0 8px;font-size:1.15rem}.number{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#e8f0fe;color:var(--blue);font-weight:800;margin-bottom:14px}.notice{margin:26px 0;padding:18px 20px;border-left:4px solid var(--yellow);background:#fff8df;border-radius:0 14px 14px 0}.responsible{border-color:#9aa0a6;background:#f8f9fa}.breadcrumbs{padding:22px 0 0;color:var(--muted);font-size:14px}.breadcrumbs a{color:var(--muted)}.page-hero{padding:34px 0 20px}.page-hero h1{font-size:clamp(2rem,4vw,3.15rem);line-height:1.15;margin:6px 0 12px;max-width:900px}.page-hero .lead{max-width:820px}.cta-panel{display:flex;justify-content:space-between;align-items:center;gap:22px;padding:28px;border-radius:26px;background:#0b57d0;color:#fff}.cta-panel h2{margin:0 0 6px}.cta-panel p{margin:0;color:#dbe8ff}.cta-panel .button{background:#fff;color:#0b57d0;min-width:150px}.site-footer{margin-top:50px;background:#111827;color:#d1d5db}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px;padding:42px 0}.site-footer h2,.site-footer h3{color:#fff}.site-footer h2{font-size:1.3rem}.site-footer h3{font-size:1rem;margin-top:0}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer a{color:#dbe8ff}.copyright{border-top:1px solid #374151;padding:18px 0;color:#9ca3af;font-size:14px}.faq details{border:1px solid var(--line);border-radius:16px;padding:14px 18px;margin:10px 0;background:#fff}.faq summary{cursor:pointer;font-weight:800}.faq details p{margin:10px 0 0}.contact-list{display:grid;gap:12px}.contact-list div{padding:16px;border:1px solid var(--line);border-radius:16px;background:#fff}.table-wrap{overflow-x:auto}.odds-table{width:100%;border-collapse:collapse;background:#fff}.odds-table th,.odds-table td{padding:13px;border:1px solid var(--line);text-align:left}.odds-table th{background:#eef4ff}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:880px){.search-pill,.top-actions .button-secondary{display:none}.header-inner{min-height:68px}.nav-toggle{display:block;order:-1}.desktop-nav{display:none}.hero-grid{grid-template-columns:1fr}.hero-media{order:-1}.hero-media img{width:min(100%,512px);height:auto;aspect-ratio:1}.category-scroller{grid-template-columns:repeat(3,1fr)}.info-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.container{width:min(100% - 28px,1120px)}.brand img{width:145px;height:39px}.top-actions .button{padding:7px 14px;min-height:40px}.hero{padding-top:24px}.hero-grid{gap:24px}.hero h1{font-size:2.05rem}.category-scroller{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:6px}.category-card{min-width:132px;scroll-snap-align:start}.info-grid,.footer-grid{grid-template-columns:1fr}.section{padding:34px 0}.cta-panel{align-items:flex-start;flex-direction:column}.hero-actions .button,.hero-actions .button-secondary{flex:1}.page-hero{padding-top:24px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}